To be eligible, applicants must meet the following requirements:

• Be a member of Greater TEXAS Federal Credit Union or Aggieland Credit Union (GTFCU/ACU) ¹
or complete the membership process

• Be at least 18 years of age 

• Enrolled at least half-time or greater

• Attending or scheduled to attend an Eligible School

• Be a U.S. citizen or have Permanent Resident Status

• Must be creditworthy

• Have at least 5 years of established credit history
• Have a minimum income of at least $20,000 per year

Cosigner

A creditworthy cosigner may help you get approved and may qualify you for a better interest rate.

What you’ll need to apply

Personal Information

The applicant and cosigner, if applicable, will need the following information to complete the loan application:

• Identification Details – Name, Social Security number, drivers license number, date of birth and citizenship status

• Contact Information – Current address and phone number(s)

• Email Address – Both the applicant and cosigner must provide valid email addresses, which will be used as the login username 
for the loan application as well as means to contact the applicant and/or cosigner

• Membership Identification¹ – The applicant will need to enter their GTFCU/ACU membership identification number

• Employment & Income – Employer name, phone number(s), and monthly income information

• Academic Information – School name, academic year, enrollment status, academic program and expected graduation date

NOTE: By clicking “Apply Now,” you acknowledge that you are leaving the Greater TEXAS Federal Credit Union
web site and will be redirected to our Private Education Loan partners web site
to complete your loan application.

Are you ready to cosign a loan?

If you have been invited to cosign a loan, please click here or use the link provided in your email notification.

1. The applicant must be a member of Greater TEXAS Federal Credit Union/Aggieland Credit Union to receive an Greater TEXAS Federal Credit Union Private Education Loan.   Click here for membership details.