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Traditional and Roth IRAs

IRA accounts are available for your future retirement needs.

  • Minimum of $50 to open.
  • Neither the amount invested nor the dividends earned on the investment are taxable until the money is withdrawn which usually occurs after retirement when Traditional IRA's are in a lower tax bracket.
  • We also offer the Roth IRA, which interest earned is not taxed, but initial deposits are.
  • Rates are set by the Board of Directors, and dividends are paid quarterly.