Greater TEXAS Federal Credit Union Credit Counseling Program
Greater TEXAS Federal Credit Union has established a program that will help our members re-establish credit. It involves a four-step program, which allows a gradual rebuilding of credit. This program encourages members to set repayment plans on outstanding debts.
If you wish to be considered for this program please submit a letter outlining the following:
- Your present financial situation
- Circumstances involved
- Solutions offered
- Goal you wish to attain
The Loan Officer will carefully review all requests and you will be further advised. Eligibility will be determined after examination of all information.
The steps to the program are as follows:
|Step 1||$ 300||$55||Approx. 6 payments|
|Step 2||$ 600||$66||Approx. 10 payments|
|Step 3||$ 900||$70||Approx. 17 payments|
|Final||$1,200||$77||Approx. 18 payments|
For more information regarding the GTFCU Credit Counseling Program, please contact us.
* This program is typical with timely payments. The Loan Officer may change the amount, payment, or term at his or her discretion depending on payment performance. Minimum term for each step is 6 payments, or months. Apply now!
Cornerstone Financial Education Credit Counseling
Cornerstone Financial Education has been providing financial education, counseling, and debt management since 2003. They are a non-profit organization with a strong commitment to helping consumers create financial opportunity. Cornerstone offers counseling and education on topics critical to the continued financial stability and growth of individuals and families.
Contact Cornerstone: 800.336.1245, 8:30am-7:00pm Monday-Thursday and 8:30am-5:00pm Friday. Bilingual counselors available.