Keep your money, it's yours!
At Greater Texas Credit Union we know you work hard for your money, so why would we charge you outrageous fees like big banks do? As a federal credit union, we proudly provide our members with affordable, comprehensive products and services.
Our truly free checking account requires no monthly service fees and no minimum balance requirement. It’s what a free credit union checking account should be -- 100% free!
About Greater Texas Credit Union
As a not-for-profit financial institution, Greater Texas Credit Union has proudly been serving Texans since 1952, with the goal of offering an array of financial products and services to optimize growth and encourage financial stability. We consider the financial wellbeing of our members to be a top priority.
Manage Your Money With A Free Checking Account
With Greater Texas Credit Union on your side, you don’t have to go out of your way or spend money to gain access to a free checking account. Instead, you can earn paid dividends and manage your money easily and conveniently with 24/7 access to online and mobile banking access from anywhere.
In addition, our free checking account offers other features like:
- Paid dividends on your minimum daily balance
- A variety of designs for your Visa debit card
- Five free monthly network ATM transactions
- Online and mobile banking access
- Free Overdraft Protection
- Overdraft Privilege (ODP)
- Check deposit via our Mobile App
See how much you could save by switching today!
Greater Texas |
Wells Fargo |
Bank of America |
Chase |
|
---|---|---|---|---|
Monthly Fee: Checking |
FREE |
$10 unless requirements are met |
$12 unless requirements are met |
$12 unless requirements are met |
NSF Fee |
$26 |
$32 |
$35 |
$34 |
Stop Payment |
$26 |
$31 |
$30 |
$30 |
Money Order |
$1 |
$5 |
NOT OFFERED |
$5 |
Teller/Cashier Check |
$3 |
$10 |
$10 |
$8 |
Outgoing Wires |
$15 |
$30 |
$30 |
$35 |
Non-Institution ATM |
$1 |
$2.50 |
$2.50 |
$2.50 |
Bill Pay |
FREE |
FREE |
FREE |
FREE |
Overdraft Protection Fee/Transfer |
$3 |
$12.50 |
$12 |
$5 (6 free/month) |
Monthly Fee: Savings |
FREE |
$5 unless requirements are met |
$8 unless requirements are met |
$5 unless requirements are met |
Savings Account Minimum |
$5 |
$25 |
$100 |
$25 |
Open A Free Credit Union Checking Account
Additional Banking Tools & Resources
Member Services
Become A Member!
Financial Resources
Manage Your Finances Now
Other Personal Banking Products & Services
Apart from our conveniently free checking accounts available to our members, we also offer additional banking services and solutions to fulfill your financial needs.
Health expenses can become quite expensive without the right coverage. With Greater Texas | Aggieland Credit Union, you’re able to afford an alternative to traditional health insurance with a tax-advantaged Health Savings Account to ensure that your medical bills are taken care of when you need it most.