Get the cash you need for life’s expenses. Rates as low as 9.99%.
- No collateral required to qualify
- Fixed rates, fixed terms, and fixed monthly payments
- No origination fees
- No prepayment fees
- Competitive Annual Percentage Rate (APR) for the life of the loan
Personal Loans can be used for a variety of situations including:
- Debt consolidation
- Unexpected Household Expenses
- Auto Repairs
- Medical Expenses
- And more!
Personal Loan Interest Rates
|Best For||Borrowers who want flexibility when it comes to spending|
|Amount||Up to $10,000|
|Interest Rate||As low as 9.99 % APR*|
|Terms||From 1 to 60 months|
|Type||Unsecured Loan, Fixed Rate|
How To Use a Personal Loan
Personal loans can be used for a variety of situations, including:
Build equity in your home or simply spruce up your space.
Pay off your outstanding debts in one, convenient payment, often at a more affordable rate.
Vacations and Weddings
A personal loan can help you plan for that special celebration or life event
Unexpected Household Expenses
Pay for things that aren’t in the budget: auto repairs, medical expenses, and taxes
What to Expect When You Apply
Why Finance With Greater Texas Credit Union
When you join a credit union, you’re joining a not-for-profit member-owned financial institution.
Greater Texas Credit Union is a cooperative, and our members all have something in common. Whether it’s where they work, go to school, or worship, or the professional association to which they belong - they all have an equal say, no matter how much they have in shares.
Helping Hand Loan
- A loan for unexpected expenses
- Low, fixed rate
- 10 month repayment
- Minimum loan amount of $700
- Maximum loan amount of $2,500
- No waiting period for funding
- Members may receive one Helping Hand Loan in a rolling 12 month period
Frequently Asked Questions
Membership is required to qualify for our products and services. Fortunately, if you’re eligible for membership, joining is easy: a $5 minimum deposit in an account.
Greater Texas Credit Union membership comes with a range of benefits and discounts, as well as special access to various insurance and tax products and services.
You can become a Greater Texas Credit Union member if you live, work, worship or go to school in portions of the following counties:
Also eligible for membership are businesses and other legal entities located in portions of these counties, as well as employees, faculties, and staff of the following educational institutions:
- Texas A&M University
- Texas State University
- Bastrop ISD
- Elgin ISD
- Hays Consolidated ISD
- Leander ISD
- Northwest Lineman College
Membership is also open to immediate family member(s) of individuals who are eligible to join, or if someone in your household is eligible to join.
We define "household" as those individuals living in the same residence, maintaining a single economic unit. This can mean any permanent member who participates in the maintenance of the household (i.e. family members, domestic partners, foster children, legal guardians, and roommates).
When it comes to Greater Texas Credit Union emergency loans, rates may be as low as 9.99%* APR.
For answers about specific term lengths and any additional considerations, you can consult with one of our experienced loan officers.
Yes! We offer online and mobile banking for your convenience.
Our digital banking services help you manage your accounts, make payments, transfer funds, and more. We also offer budgeting tools, a branch locator feature, and other resources. Set up automatic payments so that you don’t have to worry about missing a payment.
You can also sign up to receive automated accounts with alerts about your account, as well as secure eStatements, with the ability to view up to twelve months’ worth of past statements online.
In addition to online payments, you can pay in person at any branch, mail in your payments, or you can make payments over the phone for a $10 convenience fee.
We offer a range of financial products and services, including a variety of checking and savings accounts. The accounts available to eligible members include:
- Free Checking
- Student Checking
- Essential Checking
- Business Checking
- Teen Checking
- Gold Star Checking Club
- Regular Savings
- Term Share Certificates
- Money Market Accounts
- Christmas Club
- Health Savings Accounts
- Coverdell ESAs
Our loan offerings include not only personal loans, but credit cards, mortgages, auto and recreational vehicle loans and refinancing, home equity loans and lines of credit, boat and motorcycle loans, private education loans, and business loans.