Term Share Certificates

Get greater returns on the money you've earned. Up to 4.65   % APY*!

Unlock unparalleled savings potential with Greater Texas Credit Union's high-yield Certificates of Deposit (CDs), or as credit unions refer to them, Term Share Certificates (TSAs). Discover exclusive rates tailored to maximize your financial growth.

Benefits of Greater Texas Credit Union CDs

When you choose Greater Texas Credit Union for your Certificate of Deposit, you're choosing a trusted financial partner. Here are some of the benefits you'll enjoy:

  • Local Service: We're right here in Texas, providing personalized service to our communities. We're Texans helping Texans.
  • Competitive Rates: Our CD rates are some of the highest you'll find, ensuring that your money works hard for you.
  • Safety and Security: Your deposits with Greater Texas Credit Union are federally insured, providing you with peace of mind.
  • Flexibility: Choose the term that works for you, whether it's a short-term savings goal or a longer-term investment.

Estimate Your Earnings

Curious about how much your savings can grow with a Certificate of Deposit (CD)? Our user-friendly CD calculator is here to help you take the guesswork out of your financial planning.

APY = Annual Percentage Yield. Minimum deposit for jumbo certificate of deposit is $95,000. Other rates and terms are available. At maturity, certificate funds will renew at the current 12-month rate in effect. Normal early withdrawal penalty applies. Fees could reduce earnings. Rates effective February 7, 2024. Limited time offer. Subject to change without notice. Federally insured by NCUA.

Frequently Asked Questions

A Certificate of Deposit (CD), or Term Share Account (TSA), is a savings account with a fixed term and interest rate. When you open a CD or TSA, you agree to leave your money in the account for a specified period, and, in return, you earn a higher interest rate compared to a regular savings account.
The minimum deposit for a Greater Texas Credit Union Jumbo CD is $95,000. Other rates and terms are available. 
While we encourage you to keep your money invested for the full term, you can withdraw your funds before maturity. However, there may be a penalty for early withdrawal. The specific penalty details will be provided when you open your CD.
Yes, your deposits with Greater Texas Credit Union are federally insured up to the maximum allowable limit by the National Credit Union Administration (NCUA). This provides you with peace of mind and security.

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