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Visa Shared Secured Credit Card | Building Credit Just Got Easier...

Build or restore your credit score with Greater Texas Credit Union.

It can be a monumental task to find a good credit card with less than stellar credit. The Visa Shared Secured credit card makes it all possible, from financing your lifestyle to protecting you from future credit concerns. This option limits transaction use and credit limits allowing you to rebuild your credit over time.


When a credit card is “secured,” it means money must be deposited with the credit union in order to open an account. That money is known as a security deposit. And it’s held by the credit union while the account is open, similar to the security deposit given to a landlord to rent an apartment.
 
  • $0 Annual Fee
  • Fixed annual percentage rates
  • Build credit over time
  • $500 minimum security deposit 
  • No higher interest rate on cash advance or balance transfers
  • Contactless technology
  • Fraud detection and prevention features to protect you
  • Verified by Visa® online purchase protection
  • Discounts from Visa merchants
  • Additional benefits from Visa®: Roadside Dispatch, Booking.com, Dovely Uplift, and Sofar Sounds
  • Easily replaced if lost or stolen - Call 800-749-9732
Apply Online

Visa Shared Secured Credit Card Rates

Interest Charges Interest Rates for card types
Annual Percentage Rate (APR) for Purchases
Shared Secured

16.00% This APR is a fixed rate.
APR for Cash Advances
Shared Secured
16.00% This APR is a fixed rate.
APR for Balance Transfers
Shared Secured
16.00% This APR is a fixed rate.

What to Expect When You Apply

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Application

Fill out our online application
or apply at your local branch.

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Officer Review

A decision will be made
in one business day.

Finalize

Sign loan documents via
email or in person.

 

See What Our Members Have To Say

“Great Credit Union! I need copies made of each and every transaction. They accommodate with no questions. I am always greeted with a "Hello" and a smile. ALL of the staff seem knowledgeable and act as though they are enjoying their job. The service is very fast. Best of all... NO FEES for doing my banking with them!.” - Bill S.


Feel confident in every transaction by applying for a Visa Secured credit card today.


Apply Online

Lending Notice

Application and Solicitation Disclosure
Loan applications require membership

*Annual Percentage Rate (APR)

The APR you receive for the subaccounts (except Share Secured, Stock Secured, and Certificate Secured) will be within the range disclosed above and is based on your credit worthiness. Ask the credit union for the rate you qualify to receive.


Lost or stolen credit card call 800-749-9732.