When comparing cash-back credit cards, it's easy to focus on the base rewards rate. But for many Greater Texas Credit Union members, that's only part of the story.
The Pinnacle Credit Card was designed to reward members who make Greater Texas Credit Union their primary financial institution. By pairing your Pinnacle Credit Card with a free Greater Texas Credit Union checking account and qualifying monthly deposits, you unlock the card's enhanced rewards program.
That means earning 3% cash back on groceries, restaurants, and fuel. Those are the categories where many Texans spend the most every month. And you get 2% cash back on all other qualifying purchases.
For many members, meeting the relationship requirement is simple.
Designed Around Real Life
Think about where most household budgets go each month:
• Filling up the gas tank
• Buying groceries
• Dining with family and friends
These are the purchases Pinnacle was built to reward. Rather than offering bonus categories that change throughout the year, Pinnacle focuses on the expenses that are part of everyday life.
More Than a Credit Card
The enhanced rewards are part of a broader banking relationship.
With a free checking account, competitive lending options, digital banking tools, and personalized local service, Greater Texas Credit Union helps members simplify their finances while earning more from the products they already use.
That's a different approach than many national card issuers. Instead of encouraging you to collect multiple cards for different purchases, Pinnacle is designed to become your everyday card.
The Bottom Line
Yes, the Pinnacle Credit Card includes a standard cash-back rate. But for members who maintain a qualifying relationship with Greater Texas Credit Union, the card delivers significantly more value through enhanced cash-back rewards on everyday purchases.
It's a rewards program designed around how Texans actually live, shop, and spend. And that's what makes the Pinnacle Credit Card more than just another cash-back card.
