Business Advantage Checking Account

When you open a Business Advantage Checking Account at Greater Texas Credit Union, you are tapping into an organization rooted in your community committed to helping you reach your business goals.

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Lower fees.

Fewer and often lower fees than commercial banks mean more money in your pocket.

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Better rates.

We distribute our gains to our members, which translates to better rates for you.

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Community-focused.

We are member-owned and community-based, so you’ll get personal service unlike anywhere else.

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Exclusive discounts.

We’ve got you covered with discounts for theme park tickets, legal assistance, and more.

The Business Checking Account with Dividends

Best For	The Greater Texas business checking account is perfect for businesses of all sizes.
Monthly Fee	$0
APY	0.05%*
Opening Deposit	$100
Minimum Balance	$0

^* For balances of $1,250 and over.

Open your Business Advantage Checking Account today and receive a lockable bank deposit bag at no cost to you!

Start Over and Get the Most Out of Your Essential Checking Account

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Business VISA Debit Card

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Free Access to Non-GTFCU ATM’s

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Optional Overdraft Protection

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Business Checks with
Unlimited Check Writing

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Same APY as Our Regular
Checking Accounts

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Online & Mobile Banking with
QuickBooks Capability

Find a Branch to Get Started

★★★★★

“Leora was extremely friendly, helpful, and knowledgeable as we set up our business and personal accounts. Even when it turned out we didn’t have all the paperwork from the Secretary of State’s office to open the business account right away, she gave us clear, helpful instructions on how we can get that resolved. Very happy to bring our business here!”

- Dog 4 Life Training

Frequently Asked Business Checking Questions

How can I open a business checking account?

Since opening a business account requires us to review some of your basic business documents, we ask that you come into one of our branch locations to get started.
Do I have to be a member to open this account? Does every authorized user have to be a member?

Yes, you need to be a member to open a Business Advantage Checking Account. But becoming a credit union member is quick and easy. You can register by opening a savings account online or in a branch. What’s more, you can open a checking account at the same time. Authorized users added to the account will automatically become members.
How quickly can a new member open an account?

You can open a new credit union savings account online today!

Once you’ve identified the right credit union and gathered all the appropriate information (social security number/tax ID, physical address, and valid government ID), you can become a member by registering online or in a branch.

After that, opening an account with a small initial deposit is quick and convenient, and your $100 initial deposit is available for withdrawal the next business day!
Does it cost anything to open a business checking account? Are there any annual fees?

To open a Business Advantage Checking Account, you must currently be a credit union member or establish your membership by opening a Business Advantage Savings Account. This can be done online or in a branch with a deposit of $5.

The business checking account can be opened at the same time with an additional minimum opening deposit of $100.

Once you have signed up, that’s it. There are no monthly or annual fees for either a checking or savings account.
What kind of business savings account does a Great Texas Credit Union offer?

Our Business Advantage Savings Account is perfect for businesses of all sizes. You can open a Business Advantage Savings Account online or in a branch with a deposit of $5.
Are there any transaction limits associated with this account?

There is an online transfer limit of $5,000 per transaction.
Does there have to be a minimum amount in a checking or savings account at all times?

We do not require a minimum balance in the Business Advantage Checking Account, just an initial deposit.

For our Business Advantage Savings Account, the minimum account balance is $5.
How long does it take to receive my debit card by mail after opening a business checking account online?

Once you’ve opened the checking account and requested the debit card, it should take 3-5 business days to receive it in the mail.
What is your routing number?

The credit union's routing number is 314977337.

Additional Business Services Available

Our goal is to support you as you grow your business. We do that by providing quality products and financial tools that help you save money. See some of these available resources and then contact one of our Member Services Team for more information.

More Checking Accounts

We have an account that meets your needs–in just about every situation and circumstance. All of our checking accounts offer no monthly service charge and no minimum balance.