Financial Articles

Couple looking over paperwork

5 Ways to Build Your Credit Now

Perhaps you may have had good credit in the past, but are now experiencing a much lower credit score due to choices or life circumstances. Or, you may be building your credit for the first time as a young adult or as a newly single adult. Here are five ways we can help you get your credit rating going in the right direction if you’re just starting out, or boost your credit rating at any time. Learn More


Man and woman happily looking at their laptop.

Consider a Credit Union 

Financial institutions aren’t all created equal. Some are big, some are small, some offer great savings rates and others don’t pay interest at all. If you’re dissatisfied with your bank, it might be time to look elsewhere. Learn More


10 Terms Every Home Buyer Should Know  

Buying a house is a common undertaking for many Americans, but it's also one of the most complicated — not to mention costly — purchases adults will ever make. Learn More


Woman happy about purchasing her first home. Dreaming of Your First Home

Buying a home is a big deal, and it pays to get your ducks in a row before you make an offer. Here are some important steps to take. Learn More



Retirement savings and the rate of withdrawal Is the 4% rule still valid?

Since the 1990s, the 4 percent rule of retirement withdrawal has been a guiding light in estimating whether investors will have enough money to last the rest of their lives. But economic conditions and market volatility have called this rule into question. Learn More


Graduate college with minimal debt by choosing the right college. Want to Graduate to Graduate with Minimal Debt? Choose the Right College

The average amount of student loan debt that undergraduates have at graduation varies by college and state. Prospective students should research the amount of debt that graduates of various colleges typically have before committing to a campus. Learn More


How To Spot Credit Repair Service Scams  

Have you seen ads about repairing your credit that offer you a fresh start by clearing any bad credit you have? Be cautious of these.   Learn More



Picture: multiple vehicles of different colors lined up in a parking lot. Used to describe car shopping and leasing versus buying.

Car Shopping? Weigh Your Options Before You Make a Move  

As any c ar ow ner will tell you, choosing the right car involves decisions, decisions  and more decisions. Among the first and most important is determining where to buy the vehicle and how to finance it.  Learn More


Picture: Smartphone and pen on top of papers with numbers and writings over it. Used for article describing small interest rate changes and how they affect your payments.

Small Interest Rate Changes

As the domestic econ omy improves, rate hikes are likely and the Federal Reserv e has already signaled that they are considering increases.  Learn More


Picture: Man putting keys in the door lock of his vehicle. Used for article explaining tips to buying a car.Tips for Buying a Car

Searching for the perfect car and how to obtain it can be a real hassle. Here is a list of situations you should think about before buying a vehicle. 
Learn More


Picture: Employee describing information to member or client on a piece of paper. He is point to wording with his pen.

What Is A Simple Interest Loan?  

When it’s time to purchase a new car, most people take out an auto loan. This type of loan is considered a simple interest loan. You may be wondering how it all works?  Learn More  


Picture: Five light bulbs in total. Four light bulbs are all green and positioned upside down while the fifth is yellow and positioned right-side up. Used to describe the differences between banks and credit unions.

How Credit Unions and Banks Diffe r

Open an account in a credit union and you're a member. Do the same with a bank and you're a customer. What's the difference?   Learn More  



Picture: Hand grabbing card from another hand, simutaneously. Used to describe whether or not it is smart to purchase big ticket items with a credit card.

Buying Big Ticket Items

The next time you make a large purchase - whether it's a new appliance, sectional sofa, or other costly item - don't automatically reach for your credit card. Learn More



Today's Mobile and Digital Payment Options

When we make a purchase these days, most of us don't use cash or write out a check; and given the emergence of digital payment options, soon we may not rely on our debit and credit cards either. Learn More


Use common sense to avoid Internet consumer scams.

Avoiding Internet Scams

While the Internet is a great place to learn and obtain information, it is also a great place for con artists to scam innocent victims. Learn More



Keep your identity safe from phone scams.

How to Avoid "Vishing"

Vishing is short for “voice phishing” where the goal of the thief is to access your identity and money using the telephone. The goal is to get you to reveal information related to your account that would grant unauthorized access. Learn More


Important tips to consider to keep you safe while using a Wi-Fi network

5 Tips: Public Wi-Fi Safety

Some people are connecting without truly realizing the security risks of using Wi-Fi “hot spots.” Let’s take a look at some important tips to consider to keep you safe while using a Wi-Fi network. Learn More


Tips to protect unauthorized access to the funds in your checking account.

Protect Your Checking Account

Check fraud is a serious problem in the United States. You should do all you can to protect unauthorized access to the funds in your checking account. Here are some important tips to follow in this effort. Learn More


Using a Simple Car Maintenance Checklist Can Increase Your Car's Life Span

Increase Your Car's Life Span

Following a simple checklist will keep you focused on necessary to-do's that can keep your car running longer. Learn More



Protect Your Card At The Pump

When you’re running low on gas remember these four helpful tips before you fill up it could save you from being a criminal's next victim. Learn More



Get help with home improvement projects with a home equity loan Benefits of Sprucing Up Your Home

If you've been thinking about giving your home some updates, now may be a good time to move forward on home improvement projects. Giving your home some renovations can increase your home's value. Learn More 


Save money by refinancing your auto loan at a lower rate Refinancing Auto Loans 101
If you're paying too much in interest for your car or truck loan, refinancing could be a great way to save some serious dough. The process is fairly simple. Learn More



Financial goals in 2018

Five Smart Financial Resolutions

"Manage finances wisely" is a popular New Year's resolution, but it can be tough to stick to a goal so vague. Here are some specific ways to help you get money-smart in 2018. Learn More