Financial Articles

Car Shopping? Weigh Your Options Before You Make a Move 

As any car owner will tell you, choosing the right car involves decisions, decisions and more decisions. Among the first and most important is determining where to buy the vehicle and how to finance it. Learn More

Small Interest Rate Changes

U.S. interest rates have been at historic lows for years, but they won't remain there indefinitely. As the domestic economy improves, rate hikes are likely and the Federal Reserve has already signaled that they are considering increases. If you're considering a home equity loan for remodeling, debt consolidation, or other reasons, you may want to act sooner rather than later. Learn More

Tips for Buying a Car

Searching for the perfect car and how to obtain it can be a real hassle. You’re trying to maintain a budget and want the best deal you can get but before you head to those dealership doors make sure you do your homework. Luckily for you, most of the research for buying a car can now all be done while surfing the internet in your pajamas! Here is a list of situations you should think about before buying a vehicle. Learn More

What Is A Simple Interest Loan? 

When it’s time to purchase a new car, most people take out an auto loan. This type of loan is considered a simple interest loan. This is the type of loan that Greater Texas Federal Credit Union offers. You may be wondering how a simple interest loan works? Learn More 

How Credit Unions and Banks Differ

Open an account in a credit union and you're a member. Do the same with a bank and you're a customer. The use of these two separate terms – member and customer – is meaningful. It reflects the substantial differences between these financial institutions in organizational structure and ownership, and ultimately, what consumers care about most – fees and interest rates. Learn More 

Buying Big Ticket Items

The next time you make a large purchase - whether it's a new appliance, sectional sofa, or other costly item - don't automatically reach for your credit card. Instead, stop to consider whether you'll be able to pay the full balance immediately or whether you'll have to chip away at the total month after month. If you have the funds, go ahead and swipe your card; if not, think twice about your decision to use plastic. Learn More

Today's Mobile and Digital Payment Options

When we make a purchase these days, most of us don't use cash or write out a check; and given the emergence of digital payment options, soon we may not rely on our debit and credit cards either. Learn More