Financial Articles

Small Interest Rate Changes

U.S. interest rates have been at historic lows for years, but they won't remain there indefinitely. As the domestic economy improves, rate hikes are likely and the Federal Reserve has already signaled that they are considering increases. If you're considering a home equity loan for remodeling, debt consolidation, or other reasons, you may want to act sooner rather than later. Learn More

Tips for Buying a Car

Searching for the perfect car and how to obtain it can be a real hassle. You’re trying to maintain a budget and want the best deal you can get but before you head to those dealership doors make sure you do your homework. Luckily for you, most of the research for buying a car can now all be done while surfing the internet in your pajamas! Here is a list of situations you should think about before buying a vehicle. Learn More


What is a simple interest loan? 

When it’s time to purchase a new car, most people take out an auto loan. This type of loan is considered a simple interest loan. This is the type of loan that Greater Texas Federal Credit Union offers. You may be wondering how a simple interest loan works? Learn More 


How Credit Union and Banks Differ

Open an account in a credit union and you're a member. Do the same with a bank and you're a customer. The use of these two separate terms – member and customer – is meaningful. It reflects the substantial differences between these financial institutions in organizational structure and ownership, and ultimately, what consumers care about most – fees and interest rates. Learn More