Essential Checking

A Better Way to Pay Bills and Manage Your Spending

This unique checking account is free and offers you all of our essential, convenient services.

With Essential Checking you’ll have access to:

Essential Checking provides the tools you need to conduct your important day-to-day business quickly and securely.


Best of all, you don’t need a perfect banking record to qualify for Essential 2 . The account was designed to assist members who have experienced past difficulties in managing a transaction account. Essential Checking can give you an opportunity to start anew.


Open your Essential Checking Account today! Visit your local branch for more details and qualifications.

Visit Your Local Branch


Frequently Asked Questions


1Overdraft Privilege subject to qualification standards; please ask for details.


2Essential Checking account subject to approval. Greater Texas Credit Union retains the right to inquire about past banking history with reporting agencies such as Chexsystems. You may not qualify for an Essential account if you have more than two (2) unpaid records or if the amount(s) of your unpaid record(s) is/are deemed to be “excessive”. Greater Texas Credit Union will define “excessive” at our sole discretion.