Free Student Checking Account
Take advantage of a free student checking account to quickly and conveniently make purchases while keeping your money safe and secure. You’ll get:
- Paid dividends on your minimum daily balance
- A variety of designs for your Visa debit card
- Access to thousands of ATMs nationwide
- Five free monthly network ATM transactions
- Online and mobile banking access
- Overdraft Protection
- Overdraft Privilege (ODP)
- Check deposit via our Mobile App
- Pay your friends or family members via our mobile app
Overdraft Protection and Privilege
Your life is busy. Between school, work, your social life, and spending time with family, you don’t want to add worrying about where you keep your money to the list. Opening a free student checking account allows you to ensure your funds are protected at a credit union you can trust while you enjoy your life.
Keeping a little cash on hand is fine, but nothing beats the ease of debit card access. What are you waiting for?
Plan For Your Future With Free Student Checking
The actions you take today will impact the future you. So, provide your future self with a head start by developing good financial habits.
Opening a checking account allows you to practice managing your finances. That skillset will help you when it’s time to pay off your student loans, buy a nice car, and even purchase your first home. If you get started now, it’ll be easier to achieve your financial goals later.
Don’t Delay, Sign Up Today
Free Student Checking Account Resources
This might be your first checking account, or maybe you had one when you were younger. Either way, we’re here to help you make the best use of this account as you manage your current finances and as your financial needs grow in the future.
You can visit the links below to learn more about our services and reap some of the benefits of being a Greater Texas | Aggieland Credit Union member.
Reap the benefits
Become financially literate
Frequently Asked Questions
Yes, members can open a truly free student checking account online. Non-members can establish their credit union membership online and open a checking account at the same time. Learn how to open an account online
Yes, you need to be a member to open a student checking account. You can become a member by registering online or in a branch and opening a savings account. A checking account can be opened at the same time. All authorized users must qualify for membership, but do not need to previously be a member. Authorized users added to the account will automatically become members.
Yes, this account is great for students 18yrs or older. It requires no minimum balance, so students won’t be charged for a low balance in the account. We also offer added benefits for university students such as our Texas State SuperCat debit card. Students enrolled at Texas A&M can earn entries into our annual Tuition Takedown Giveaway by using their debit card associated with this free checking account.
To open a student checking account, you must currently be a member of the credit union or establish your membership by opening a savings account. This can be done online or in a branch with a deposit of $5. The checking account can be opened at the same time with an additional deposit of $25. This amount will cover the cost of your first box of checks, if you want to order them. There are no monthly or annual fees for either a checking or savings account.
The $25 initial deposit to open a checking account is to verify funds for the account. The deposit is required even if you don't want to order checks. It is available for access and withdrawal the next business day. A savings account only requires $5, which stays in the account throughout the lifetime of the account.
We do not require a minimum balance in the student checking account. For savings, the minimum balance is $5.
Once the checking account has been opened, and the debit card has been requested, it should take 3-5 business days to receive the debit card in the mail.
No, a credit check is not required to open the account. Members can use this account regardless of their credit score or standing. However, a check will be run through ChexSystems to ensure there are no derogatory reports from previous financial institutions.
Yes. Members can opt into overdraft protection on their checking account. Funds will be transfers from the member’s savings account to cover checking charges. A fee of $3 per transfer will be applied with a maximum of 6 electronic withdrawals from savings per month. There is no additional monthly or annual fee for this service.
The credit union's routing number is: 314977337.