Individual Retirement Account

IRA accounts are available for your future retirement needs.

  • Minimum of $50 to open.
  • Neither the amount invested nor the dividends earned on the investment are taxable until the money is withdrawn which usually occurs after retirement when Traditional IRA's are in a lower tax bracket.
  • We also offer the Roth IRA, which interest earned is not taxed, but initial deposits are.
  • Rates are set by the Board of Directors, and dividends are paid quarterly.


For more information regarding our IRA accounts please contact our Member Services Department .

Learn more about your IRA options:

Exploring Your IRA Options

Rolling Your Way to a Better Retirement

Traditional IRA

Growing Your Savings

Roth IRA

Moving Into a Roth IRA

Taking a Closer Look at Roth Eligibility