Individual Retirement Account

IRA accounts are available for your future retirement needs.

  • Minimum of $50 to open.
  • Neither the amount invested nor the dividends earned on the investment are taxable until the money is withdrawn which usually occurs after retirement when Traditional IRA's are in a lower tax bracket.
  • We also offer the Roth IRA, which interest earned is not taxed, but initial deposits are.
  • Rates are set by the Board of Directors, and dividends are paid quarterly.


For more information regarding our IRA accounts please contact our Member Services Department.

Learn more about your IRA options:

Exploring Your IRA Options

Rolling Your Way to a Better Retirement

Traditional IRA

Growing Your Savings

Roth IRA

Moving Into a Roth IRA

Taking a Closer Look at Roth Eligibility