Our teenage years are an exciting time to learn, grow, and build good habits. Start them off right with a teen checking account designed to facilitate the process of budgeting, sending and receiving payments, and managing money.
No Fees
Fee-free means more money in your pocket.
Low Initial Deposit
Just $25 to open an account.
Online Banking
Check account balances, transfer funds, pay bills, and more.
Mobile App
All the functions of online banking with mobile convenience.
The Teen Checking Account That Gives More
Personalized Debit Card
Use ATM’s For Free
Nationwide Access
Want to Help Your Teen Start Saving
With our Teen Share Saving Account they'll see that saved money can grow and learn to manage their money. As with all of our accounts, our member service team is here to provide you and your child unparalleled service and find the account that fits your needs.
No Fees
Fee-free means more money in your pocket.
Low Initial Deposit
Parents or guardians can open with just $1 in the teens name.
Earn Dividends
Our Share Savings Accounts earn dividends paid quarterly, according to our rates.
Frequently Asked Questions
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Do I need to go into the bank to open a teen checking bank account?
Yes, you will need to go into a branch to open the account. Call to make an appointment so you’ll get immediate service once you get there.
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What do I need to open a teen checking account?
The minor opening an account must be at least 13 years of age and have a government issued photo ID. The parent or guardian accompanying the minor needs to be a Greater Texas Credit Union member and have a Texas Identification Card, Driver's License, or Passport.
If a parent or guardian does not have an account, a copy of their driver's license, social security card (or two valid picture IDs), and the child’s social security card are needed to open the account.
If a person other than the parent or legal guardian is opening the account, a letter from the legal guardian is needed as authorization.
The initial deposit to open the account is just $25.
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How is this account different from your student account?
Our teen account is perfect for younger adolescents. It’s a basic account that’s great for learning how to budget, manage money, and make payments or receive deposits with the mobile app and bill pay.
Our student account has a few more features and benefits and is popular with college students. It offers overdraft protection and a chance to opt-in to take advantage of our overdraft privilege program.
Additionally, students enrolled at Texas A&M can earn entries into our annual Tuition Takedown Giveaway by making debit card purchases with the card associated with their free checking account. Whoop!
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Why is a deposit needed to open the checking account?
The $25 initial deposit to open a checking account is to verify funds for the account. It is available for access and withdrawal the next business day. After that, there are no monthly fees, and no minimum required balance for your checking account.
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What kind of online savings accounts does a Great Texas Credit Union offer?
When it comes to savings accounts, we offer a variety of options. We have a Teen Savings account that has a minimum deposit of only $1 to open.
Our Regular Savings Accounts are another great option. They allow members to build up savings over time. Money Market Accounts offer higher interest rates than a regular savings account, or you can save for retirement with our IRAs.
Members can also save for the holidays throughout the year with our Christmas Club Accounts or pay for health expenses through our tax-advantaged Health Savings Accounts.
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Does there have to be a minimum amount in a checking or savings account at all times?
We do not require a minimum balance in the checking account. For savings, the minimum account balance is $5.
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How long does it take to receive my debit card by mail after opening a checking account?
Once the checking account has been opened and the debit card has been requested, it should take 3-5 business days to receive the debit card in the mail.
More Checking Accounts
At Greater Texas Credit Union, we have an account to meet your needs. And all of our checking accounts offer no monthly service charge, no minimum balance, and free online banking and mobile app.
Student Checking
A free account with tons of benefits, including overdraft protection, debit card, dividends, free ATMS, and more.
Learn MoreFree Checking
A free account with a low initial deposit, unlimited check writing, debit card, dividends, free ATMS, and more.
Learn MoreBusiness Checking
A Business Advantage Checking Account designed to fit the needs of all businesses regardless of size.
Learn More