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Minor Accounts

Our teenage years are an exciting time to learn, grow, and build good habits. Start them off right with a teen checking account designed to facilitate the process of budgeting, sending and receiving payments, and managing money.

No Fees

Fee-free means more money in your pocket.

Low Initial Deposit

Just $25 to open an account.

Online Banking

Check account balances, transfer funds, pay bills, and more.

Mobile App

All the functions of online banking with mobile convenience.

The Teen Checking Account That Gives More

Personalized Debit Card

Use ATM’s For Free

Nationwide Access

Open an Account

Want to Help Your Teen Start Saving

With our Teen Share Saving Account they'll see that saved money can grow and learn to manage their money. As with all of our accounts, our member service team is here to provide you and your child unparalleled service and find the account that fits your needs.

No Fees

Fee-free means more money in your pocket.

Low Initial Deposit

Parents or guardians can open with just $1 in the teens name.

Earn Dividends

Our Share Savings Accounts earn dividends paid quarterly, according to our rates.

Open an Account

“Fantastic bank! Flexibility of use with different branch locations, good online service, as well as quick and easy loan processing with great rates. As long as I live in Texas, I won't bank or do loans with anyone else. Great service!”
- Sonia G.

Frequently Asked Questions

  • Yes, you will need to go into a branch to open the account. Call to make an appointment so you’ll get immediate service once you get there.

  • The minor opening an account must be at least 13 years of age and have a government issued photo ID. The parent or guardian accompanying the minor needs to be a Greater Texas Credit Union member and have a Texas Identification Card, Driver's License, or Passport.

    If a parent or guardian does not have an account, a copy of their driver's license, social security card (or two valid picture IDs), and the child’s social security card are needed to open the account.

    If a person other than the parent or legal guardian is opening the account, a letter from the legal guardian is needed as authorization.

    The initial deposit to open the account is just $25.

  • Our teen account is perfect for younger adolescents. It’s a basic account that’s great for learning how to budget, manage money, and make payments or receive deposits with the mobile app and bill pay.

    Our student account has a few more features and benefits and is popular with college students. It offers overdraft protection and a chance to opt-in to take advantage of our overdraft privilege program.

    Additionally, students enrolled at Texas A&M can earn entries into our annual Tuition Takedown Giveaway by making debit card purchases with the card associated with their free checking account. Whoop!

  • The $25 initial deposit to open a checking account is to verify funds for the account. It is available for access and withdrawal the next business day. After that, there are no monthly fees, and no minimum required balance for your checking account.

  • When it comes to savings accounts, we offer a variety of options. We have a Teen Savings account that has a minimum deposit of only $1 to open.

    Our Regular Savings Accounts are another great option. They allow members to build up savings over time. Money Market Accounts offer higher interest rates than a regular savings account, or you can save for retirement with our IRAs.

    Members can also save for the holidays throughout the year with our Christmas Club Accounts or pay for health expenses through our tax-advantaged Health Savings Accounts.

  • We do not require a minimum balance in the checking account. For savings, the minimum account balance is $5.

  • Once the checking account has been opened and the debit card has been requested, it should take 3-5 business days to receive the debit card in the mail.

More Checking Accounts

At Greater Texas Credit Union, we have an account to meet your needs. And all of our checking accounts offer no monthly service charge, no minimum balance, and free online banking and mobile app.

Student Checking

A free account with tons of benefits, including overdraft protection, debit card, dividends, free ATMS, and more.

Learn More

Free Checking

A free account with a low initial deposit, unlimited check writing, debit card, dividends, free ATMS, and more.

Learn More

Business Checking

A Business Advantage Checking Account designed to fit the needs of all businesses regardless of size.

Learn More

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