Free Checking

Truly Free Checking Accounts

Our checking account features no monthly service charge and no minimum balance.

We have the the account that will fit your needs. Our member service team is here to serve you, so you can be sure you are receiving unparalleled service. All of our checking accounts offer no monthly service charge and no minimum balance. Our members also enjoy:

  • Just $25 to open, no minimum balance
  • A Visa EMV Chip Debit Card
  • Dividends for minimum daily balances
  • 5 free ATM transactions per month
  • Overdraft protection and overdraft privilege
  • Unlimited check writing*


Access Your Account, Your Way


Landline phone in hand


Free telephone banking. Review  your account balances and activity, make transfers, and more!

Open envelope


The free, fast, and easy way to pay bills online... even set reminders and automatic payments!

Computer with chat bubbles


Free online banking. Check account balances and activity, transfer funds, view check images, and more!

Mobile Phone in Hand

Mobile App

All the functions of GTNet with mobile convenience! Featuring mobile check deposits!

Our checking account can also be used as:
  • Estate
  • Trust
  • Memorial
  • Special Funds
  • Organizational/Club accounts
For more information on these types of accounts please contact a Member Service Representative

Frequently Asked Questions

*To re-order checks online, log-in to GTNet , click on Check Services, and then click on Check Reorder. You will be able to easily reorder or customize your checks from there. Members can have special logos added to our basic check or choose from a wide variety of low-cost check designs to personalize your account as an added benefit.