Truly Free Checking Accounts

Our checking account features no monthly service charge and no minimum balance.

We have the the account that will fit your needs. Our member service team is here to serve you, so you can be sure you are receiving unparalleled service. All of our checking accounts offer no monthly service charge and no minimum balance. Our members also enjoy:

• Just $25 to open, no minimum balance
• A Visa EMV Chip Debit Card
• Dividends for minimum daily balances
• 5 free ATM transactions per month
• Overdraft protection and overdraft privilege
• Unlimited check writing*

Access Your Account, Your Way

Our checking account can also be used as:

• Estate
• Trust
• Memorial
• Special Funds
• Organizational/Club accounts

Frequently Asked Questions

• Does it cost anything to open a regular checking account?

  To open a regular checking you will need to open a savings account. The saving account establishes your membership with the credit union. It is $5 to open the savings. This is the minimum balance required in the account. When opening the checking, we ask that you deposit $25. This amount will cover the cost of your first box of checks. There is no minimum balance requirement for the checking.

• Does there have to be a minimum amount in a checking or savings account at all times?

  We do not require a minimum balance in the checking account. For savings, the minimum balance is $5.

• How long does it take to receive my debit card by mail after opening a checking account?

  Once the checking account has been opened, and the debit card requested, then it should only take 3-5 business days to receive it in the mail.

• I'm interested in opening an account for direct deposit. Do I have to still pay the $25 if I don't get checks?

  The $25 initial deposit to open a checking account is to verify funds for the account, and it is required even if you don't want to order checks. It is available for access and withdrawal the next business day. A savings account only requires $5, which stays in the account throughout the lifetime of the account.

• What is my routing number?

  The credit union's routing number is: 314977337.

*To re-order checks online, log-in to GTNet , click on Check Services, and then click on Check Reorder. You will be able to easily reorder or customize your checks from there. Members can have special logos added to our basic check or choose from a wide variety of low-cost check designs to personalize your account as an added benefit.