Mature couple enjoying the outdoors.

Golden Star Checking Account

When you open a checking account at a Greater Texas Credit Union, you are tapping into an organization rooted in your community committed to helping you reach your financial goals.

A Free Checking Account That Pays Interest

Best For Members 55 and over who want a free checking account with extra benefits like free checks, ATM transactions, and more.
Monthly Fee $0
APY 0.05%*
Opening Deposit $25
Minimum Balance $1,000 in an account other than checking
* For balances of $1,250 and over.

What Our Members Say


“I have been a member since 1986. You've always taken excellent care of me and my banking needs.”
- Dana G.


“I've been with the Credit Union for 27 years, and I love it.”
- Australia N.

Frequently Asked Questions

You can open an account in person at one of our branch locations or here online. Learn how to open an account online.

If you have questions about opening an account, we welcome you to contact one of our Member Services Representatives. We’re here to help!

Yes, you need to be a member to open a checking account. Becoming a credit union member is quick and easy. You can register by opening a savings account online or in one of our branches.

With this account, you get extra benefits. We start by giving you all the perks that come with our Truly Free Checking, and then we add the following:

  • Free money orders
  • Free cashier's checks
  • Free account histories
  • One free box of checks per year
  • 7 free ATM transactions per month

This is our most benefit-rich checking account, and you only need to keep a minimum balance of $1,000 in any account other than checking to hold this account.

No. It’s really a free checking account. There are no monthly or yearly fees for either our checking or savings account.
We don’t require a minimum balance in this Golden Star Senior Checking account but ask that you keep a minimum balance of $1,000 in an account other than this one. Doing so earns you all the extra benefits that come with this account.
Once you open your checking account and request your debit card, it should take 3-5 business days to receive your debit card in the mail.
The credit union's routing number is 314977337.