Car Loans in Houston, TX

Auto Loan Rates as low as 5.04% APR* in Houston


Greater Texas Credit Union serves the Houston area with our two branches located in downtown and northwest Houston respectively. We open our doors to anyone in the Houston area looking to get a great low rate on their next auto loan or looking for financial advice from one of our experienced bankers. Stop in today and see how we can help you achieve financial freedom.


Happy man behind wheel of new car.

Auto Loans

We have the perfect auto loan to fit your needs. Our loan department is here to serve you, so that you can be sure you are getting the lowest auto loan rates in Houston and unparalleled service.


Lending Notice

New member applicants may not be eligible for unsecured loan applications for a period of 90 days. All unsecured loan applications may require additional review and verification during the application process.
No loan applications will be considered until membership applications have been completed and all information including identification verified.

Auto Refinancing

Are you currently paying a higher rate on your auto loan with a different lender? Let us refinance your current auto loan for even greater savings! Our loan department is here to serve you, so that you can be sure you are getting a low rate and unparalleled service.

Additional Benefits

On top of the option to defer of your first payment for 90 days, and convenient online applications and forms, we have numerous ways to make your auto loan even better! Check out additional benefits you can receive when getting an auto loan with us:

Illustration of a tow truck.

Roadside Advantage

For those unexpected

Illustration of two mechanical tools crossed like an 'X'.

Extended Warranty

Save up to 50% off dealer

Illustration of hands holding up a car.

GAP Coverage

Save up to 40% off dealer

Illustration of shield with a check mark on the front for auto insurance.

Auto Insurance

Save over $509 per year
on insurance 2


How to Apply for your Vehicle Loan

Document with Table


Fill out our online application
or apply at your local branch.

Document with Check Marks

Officer Review

A decision will be made
in one business day.

Car with Person Next to it


Sign loan documents via
email or in person.


Greater Texas Branches in Houston


Greater Texas Credit Union Polk Branch 5425 Polk St Houston Texas


5425 Polk St.

Houston, TX 77023


Lobby Hours

Mon-Fri: 9am - 4pm

Saturday: Closed

24 Hour ATM


Greater Texas Credit Union Bingle Branch 5305 Bingle Road Houston Texas


5305 Bingle Rd.

Houston, TX 77092



Lobby Hours

Mon-Thurs: 9am - 4pm

Friday: 9am-6pm

Saturday: Closed

24 hour ATM


Mon-Thurs: 8am-6pm

Friday: 8am-6pm

Saturday: 9am-1pm

*APR=Annual Percentage Rate. Terms and conditions apply. Rate is for loan terms up to 36 monthly payments of $28.56 per $1,000 borrowed. Advertised rate includes additional discount of 0.25% for purchase of Greater Texas Credit Union GAP and Auto Warranty. Rate is based on credit approval and subject to change. Promotion applies to new money loans for purchase or competitor refinance only.