ID Shield


Think you don’t need identity theft protection? Think again.

 
Your data is traveling through the internet, even when you're sitting right at home. Data breaches and compromises are becoming more common every day. And with millions of people falling prey to cyber crime and identity theft its easy to feel vulnerable. Greater Texas | Aggieland Credit Union is pleased to offer ID Shield to provide our members affordable protection against these crimes. 
 
Consider that...
  • 16.7 million U.S. consumers were victims of identity theft in 2017*
  • Fraudsters continue to get even more sophisticated, with new, stealthier schemes
  • Identity theft can include valuable personal information like your name, Social Security number, email and home address
 
ID Shield lets you rest easier. We'll watch out for certain risks every day - and take care of you the right way if something happens, right when you need it.
 
All with up to $1 Million for covered costs and losses - like fraud reimbursement, attorney expenses and much more. View our ID Shield options below and register today.
 

Frequently Asked Questions

 
  • You’ve heard of identity theft, but what does it mean? Identity theft is officially defined as the deliberate assumption of another person’s identity. Going far beyond credit card fraud, identity theft is a rapidly growing crime that most people will face at some point in their lives. In practice, it is a crime where a criminal acquires and uses the victim’s personal information — such as a Social Security or driver’s license number — to take out loans, obtain new credit cards, rent an apartment, purchase a car, run up debt, file for bankruptcy, and other criminal activities. Identity theft can not only damage someone’s creditworthiness, it can also create unknown criminal records that can result in the identity theft victim being wrongly arrested or denied employment upon a routine background check.
  • We maintain a highly secure environment with best-in-class security measures and policies in place to ensure the utmost secure handling of all data.
  • Use IDShield to monitor both your financial and public record information and look for:
    • Unfamiliar criminal records, court records, address information or bankruptcies
    • Unexplained charges or withdrawals
    • Failing to receive bills or other mail — this may signal an address change initiated by an identity thief
    • Being served court papers or arrest warrants for actions you did not commit
    • Receiving credit cards for which you did not apply
    • Being denied credit for no apparent reason
    • Receiving calls or letters from debt collectors or businesses about merchandise or services you did not buy
    Although any of these indications could be a result of a simple clerical error, you should not assume that there's been a mistake and do nothing. Always follow up with the business or institution to find out.
  • IDShield members may contact our specialists, anytime.
  • The term “financial fraud” covers common credit card, check, and debit card fraud. When a criminal uses your credit cards or debit cards to make a purchase, he or she usually hasn’t assumed your identity. Recovering from financial fraud is relatively easy, since most creditors don’t hold you liable for fraudulent charges.
  • A data breach is an incident where Personally Identifiable Information (PII), such as an individual’s name and Social Security number, driver’s license number, medical record, or financial record is potentially put at risk due to exposure.
  • Generally, personal information such as name, email, passwords, Social Security number, driver’s license number, medical record, as well as financial information like debit and credit card numbers are taken when a breach occurs.
  • Not necessarily, but consumers should take measures to ensure their PII is not used maliciously. IDShield enables you to do that.
  • How will ID Shield help me restore my identity if I become a victim of identity theft?

    As specialists, we’ll help you determine if an identity theft event has occurred and guide you through any necessary restoration activities. We may take the following actions on your behalf:
    • Contact your credit card issuer or banking institution
    • Review your credit report for indications of identity theft
    • Place a fraud alert or security freeze with the three credit bureaus
    • Execute a limited power of attorney agreement to do the heavy lifting for you
 

Essential

$5/mo

Select

$10/mo

Premium

$15/mo
Experian Credit Monitoring

Dark-Web Monitoring

Full Service Restoration

SSN Trace Monitoring

$1M ID Theft Insurance

Lost Wallet Services

Experian Credit Score (monthly refresh)

Financial Account Takeover

Experian Credit Report

Social Network Monitoring

Court Records and Booking Monitoring

Change of Address Monitoring

Child Monitoring

Child Restoration

* Javelin Strategy and Research: 2018 Identity Fraud Study