Greater Texas Credit Union understands that buying a home is one of the biggest purchases you will make in your lifetime. We are proud to provide the residents of the greater San Marcos area with some of the best rates on home mortgage loans, as well as a variety of loan types to ensure that everyone finds the right option for their unique situation.
Whether you are looking to purchase your first home, your forever home, or an investment property, let us help you get the right home mortgage for your needs. Our loan department is here to serve you by answering any questions you may have about obtaining a mortgage in San Marcos.
Home Mortgage Options in San Marcos
Home loans are not all created equal. Each borrower has different needs when it comes to choosing the best mortgage option. This is why Greater Texas Credit Union is happy to guide you and provide expert insight on this major financial step.
Some home loans programs we offer include:
- Conventional Fixed-Rate Mortgages
- Conventional Adjustable-Rate Mortgages
- FHA Loans
- First-Time Home Buyer Mortgages
- VA Loans
- USDA Loans
- Adjustable-Rate Mortgages
Loan applications will not be considered until the membership application process is fully completed, and all information, such as identification verification, has been processed. Additionally, new members may not be eligible for unsecured loan applications for 90 days. Any unsecured loan application may also require additional reviews and verifications during the application process, as determined by the credit union.
Home mortgage rates change all the time. If you are paying a higher interest rate on your home loan than current market rates, you may benefit from refinancing. Our loan department can help you determine what rates you may qualify for and if it would be worthwhile to refinance your home with us.
Home Equity Loans
Home equity loans allow you to tap into the equity you have built in your home. This type of loan tends to offer lower interest rates than credit cards, making it a great option when you need funds to make home improvements, pay college tuition, or handle other large expenses. Let us provide helpful insight into whether a home equity loan may be right for you.
Apply For A Mortgage in San Marcos Today
When you are ready to begin the process of buying a new home or refinancing your existing home loan in San Marcos, Greater Texas | Aggieland Credit Union is here to guide the way.