Preferred Rate Visa
Low Interest. Big Savings.
Carrying a balance and saving on interest
- $0 Annual Fee
- No higher interest rate on cash advance or balance transfers
- Contactless technology
- Fraud detection and prevention features to protect you
- Verified by Visa® online purchase protection
- Discounts from Visa merchants
- Additional benefits from Visa®: Roadside Dispatch, Booking.com, Dovely Uplift, and Sofar Sounds
- Easily replaced if lost or stolen - Call 800-749-9732
Preferred Rate Visa Rates
| Interest Charges | Interest Rates for card types |
|---|---|
| Annual Percentage Rate (APR) for Purchases |
Preferred Rate14.50% to 18% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| APR for Cash Advances |
Preferred Rate14.50% to 18% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| APR for Balance Transfers |
Preferred Rate14.50% to 18% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
|
What to Expect When You Apply
|
ApplicationFill out our online application |
Officer ReviewA decision will be made |
FinalizeSign loan documents via |
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See What Our Members Have To Say
“We have been members of the Aggieland "GTFCU" for 12 yrs. and have never had a problem. We use "Bill Pay" for most of our bills. The employees have been helpful and polite.” - Carol G.
Invest in yourself and embrace the tried-and-true option with the Preferred Rate credit card today.
Lending Notice
Application and Solicitation DisclosureAll unsecured loan applications may require additional review and verification during the application process.
Loan applications require membership.
*Annual Percentage Rate (APR)
The APR you receive for the subaccounts (except Share Secured, Stock Secured, and Certificate Secured) will be within the range disclosed above and is based on your credit worthiness. Ask the credit union for the rate you qualify to receive.
Lost or stolen credit card call 800-749-9732
