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Golden Star Senior Checking Account

When you open a checking account at a Greater Texas Credit Union, you are tapping into an organization rooted in your community committed to helping you reach your financial goals.

Low or no fees.

Low or no fees means more money in your pocket. You don’t get that at the big banks.

Exclusive discounts.

We’ve got you covered with discounts for theme park tickets, legal assistance, and more.


We are member-owned and community-based, so you’ll get personal service unlike anywhere else.

Better rates.

We distribute our gains to our members, which translates to better rates for you.

A Free Checking Account That Pays Interest

Best For Members 55 and over who want a free checking account with extra benefits like free checks, ATM transactions, and more.
Monthly Fee $0
APY 0.05%*
Opening Deposit $25
Minimum Balance $1,000 in an account other than checking
* For balances of $5 and over.

Access Your Account, Your Way

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Telephone Banking

Free telephone banking. Review your account balances and activity, make transfers, and more!

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Online Bill Pay

The free, fast, and easy way to pay bills online... even set reminders and automatic payments!

Landline phone in hand

Online Banking

Free online banking. Check account balances and activity, transfer funds, view check images, and more!

Landline phone in hand

Mobile App

All the functions of online banking with mobile convenience! Featuring mobile check deposits!

The Senior Checking Account That Gives Your More

Personalized Debit Card

Unlimited Check Writing & Free Debit Card

Free Money Orders & Cashiers Checks

Free Account Histories

0.05% APY for balances of $5 and over.

Free Access to Non-GTFCU ATM’s

Open an Account

“I have been a member since 1986. You've always taken excellent care of me and my banking needs.”
- Dana G.

“I've been with the Credit Union for 27 years, and I love it.”
- Australia N.

Frequently Asked Questions

More Checking Accounts

At Greater Texas Credit Union, we have an account to meet your needs. All of our checking accounts are fee-free and require no minimum balance. Be sure to let us know if you have any questions because we are always here to help.

Essential Checking

Essential Checking provides a better way to pay bills and manage spending using an array of crucial, convenient services.

Learn More

Free Teen Checking

An account that helps teens learn to budget and manage money.

Learn More

Business Checking

The Online Business Checking account is designed to fit the needs of all businesses regardless of size.

Learn More
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