Auto Loans in Austin, TX

Auto Loan Rates as low as 4.24% APR* in Austin

 

Greater Texas Credit Union is proud to serve the greater Austin area and all of its residents with some of the lowest rates on auto loans and refinancing in Austin. Whether you’re looking for a new car, used car, or refinancing an existing car loan we’ve got flexible terms for anyone’s budget.

 

Happy man behind wheel of new car.

Auto Loans

We have the perfect auto loan to fit your needs. Our loan department is here to serve you, so that you can be sure you are getting the lowest auto loan rates in Austin and unparalleled service.

 

Lending Notice

New member applicants may not be eligible for unsecured loan applications for a period of 90 days. All unsecured loan applications may require additional review and verification during the application process.
No loan applications will be considered until membership applications have been completed and all information including identification verified.




Auto Refinancing

Are you currently paying a higher rate on your auto loan with a different lender? Let us refinance your current auto loan for even greater savings! Our loan department is here to serve you, so that you can be sure you are getting a low rate and unparalleled service.


Additional Benefits

On top of the option to defer of your first payment for 90 days, and convenient online applications and forms, we have numerous ways to make your auto loan even better! Check out additional benefits you can receive when getting an auto loan with us:

Illustration of a tow truck.

Roadside Advantage

For those unexpected
emergencies

Illustration of two mechanical tools crossed like an 'X'.

Extended Warranty

Save up to 50% off dealer
pricing

Illustration of hands holding up a car.

GAP Coverage

Save up to 40% off dealer
pricing

Illustration of shield with a check mark on the front for auto insurance.

Auto Insurance

Save over $509 per year
on insurance 2


 

How to Apply for your Vehicle Loan

Document with Table


Application

Fill out our online application
or apply at your local branch.

Document with Check Marks


Officer Review

A decision will be made
in one business day.

Car with Person Next to it


Finalize

Sign loan documents via
email or in person.


 

Greater Texas Branches in Austin

Airport

Greater Texas Credit Union Airport Branch 1180 Airport Blvd Austin Texas

Address:

1180 Airport Blvd.

Austin, TX 78702

512-458-2558

Lobby Hours:

Mon-Th: 9am - 4pm

Friday: 9am-6pm

Saturday: Closed

24 Hour ATM

Drive-Thru:

Mon-Th: 8am-6pm

Friday: 8am-6pm

Saturday: 9am-1pm

Winters

Greater Texas Credit Union Winters Branch 701 W 51st Austin Texas

Address:

701 W. 51st Street

Austin, TX 78769

800-749-9732

Lobby Hours:

Mon-Fri: 9am - 4pm

Main

Greater Texas Credit Union Main Office 6411 N. Lamar Blvd Austin Texas

Address:

6411 North Lamar Blvd

Austin, TX 78752

512-458-2558

Lobby Hours:

Mon-Th: 9am - 4pm

Friday: 9am-6pm

Saturday: 9am-1pm24 Hour ATM

Drive-Thru:

Mon-Th: 8am-6pm

Friday: 8am-6pm

Saturday: 9am-1pm



 

*APR=Annual Percentage Rate. Terms and conditions apply. Rate is for loan terms up to 36 monthly payments of $28.56 per $1,000 borrowed. Advertised rate includes additional discount of 0.25% for purchase of Greater Texas Credit Union GAP and Auto Warranty. Rate is based on credit approval and subject to change. Promotion applies to new money loans for purchase or competitor refinance only.