Auto Loans

The Credit Union Difference

Purchase a new or used vehicle, or refinance your current loan. Rates as low as 1.79% APR1


Greater Texas| Aggieland Credit Union is offering auto loan rates as low as 1.79% APR1 and no payments for 90 days2. We have the perfect auto loan to fit your needs. Our loan department is here to serve you, so that you can be sure you are getting a low rate and unparalleled service. All of our auto loans offer great rates and flexible terms that suit your budget. Our members also enjoy:

  • Superior rates, lower than industry averages
  • Loan terms up to 84 months
  • Simple online application that can be completed in minutes
  • Convenient E-Sign loan documents means you don't have to come into a branch
  • Deferred first payment for 90 days3
  • Refinance an existing loan
  • "Skip" up to two payments each calendar year

  • The TruStage Auto Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149. Learn More

  • GAP (Guaranteed Auto Protection) Coverage helps pay off your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss. GAP is inexpensive and can be included as a small addition to your monthly payment. A member can purchase GAP coverage up to 18 months after the loan inception date through a waiver. Learn More

  • Protection is available for both new and used automobiles, even the car you are currently driving in some cases. Coverage is available for vehicles up to 11 years old and up to 150,000 miles. Your vehicle DOES NOT have to be in manufacturer's warranty and DOES NOT require an inspection to qualify if you're refinancing. Learn More

    Member’s Roadside Advantage was created exclusively for credit union members to help you save on a wide range of roadside assistance services and other travel benefits. Wherever the road leads you, you and your family can enjoy peace of mind with fast, friendly roadside assistance. Whether it's a flat tire, dead battery, lockout or other roadside issue – you are covered. Member’s Roadside Advantage Assistance Hotline is available 24/7, whenever you need it. Simply give us a call, and we will work hard to get you and your loved ones back on the road quickly and safely. Learn More


Calculate Your Payments

Begin the pre-approval process today. Apply now or call us to learn more (800) 749-9732.


Lending Notice

New member applicants may not be eligible for unsecured loan applications for a period of 90 days. All unsecured loan applications may require additional review and verification during the application process.
No loan applications will be considered until membership applications have been completed and all information including identification verified.

What to Expect When You Apply

Document with Table


Fill out our online application
or apply at your local branch.

Document with Check Marks

Officer Review

A decision will be made
in one business day.

Car with Person Next to it


Sign loan documents via
email or in person.



Frequently Asked Questions

Within ten (10) days of the funding date of a loan, proof of insurance is required to be furnished by the member of their agent. If proof in the form of a copy of the insurance policy is not provided, insurance to cover the value of the vehicle will be issued and the cost of the premium is added to the current loan balance. Insurance covering the vehicle issued on behalf of the credit union is not liability insurance, and does not satisfy any state financial responsibility or no fault laws.

Maximum age of a used motor vehicle to be eligible for financing is ten (10) years from the current calendar year.

To be eligible for financing, a used motor vehicle’s mileage must be less than 150,000 miles.

The credit union is unable to finance vehicles registered out of the state of Texas. Please contact the loan department for more information on out of state vehicle transactions.


1 APR=Annual Percentage Rate. Terms and conditions apply. Rate is based on vehicle age, term, and credit approval. Rates are subject to change without notice. Advertised rate includes additional discount of 0.25% for automatic loan payment. Promotion applies to new money loans for competitor refinance or purchase only.

2 Available to qualified borrowers only. Interest will continue to accrue during the optional deferral period. Terms and conditions apply.

As low as3.49%APR Max Term84Months