At Greater Texas | Aggieland Credit Union, we’re proud to support our business community with customized commercial loans tailored to the needs of your business. When you work with us, you can always count on getting a great rate and unparalleled service.
Low or no fees.
Without the extra fees, you’ll have more money to invest in your business.
Competitive rates.
Borrowing from a member owned not-for-profit gives you access to exceptionally low rates.
Flexible Terms.
Our customized loan structures provide terms that meet the unique needs of your business.
Community-focused.
We are member-owned and community-based, so you’ll get personal service unlike anywhere else.
Owner-Occupied and Investor Real Estate Loans
Financing available for office buildings, multi-family properties, retail shopping centers, warehouses, and industrial buildings.
Funding for up to 80% of the property value, and terms up to 15 years with 25-year amortizations.
Veterinarian Industry Lending
Buy or build your veterinary practice with funding for business assets and property.
Loan options include equipment purchases, working capital, debt consolidation, and more. Learn More About Veterinary Loans
Construction & Development Lending
Financing available up to 75% of the cost of a project (LTC), and enjoy a seamless experience working with a lender that specializes in funding for builders and developers.
Business Lines of Credit
Enjoy a financial safety net, secure working capital, and inventory, or cover accounts receivable. With a line of credit, the options are limitless and you only pay interest on the funds that are advanced.
Equipment Financing
Finance the equipment you need with funding up to 80% of the purchase price and terms up to 7 years.
Insurance Solutions
Enjoy access to over 40+ insurance carriers and a wide range of solutions to fit your needs. Use our quick and easy online application to get a custom insurance quote in minutes.
Is your loan...
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✔ Under $110,000
and
✔ Not real estate?
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✔ Over $110,000
or
✔ Real estate?
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| Apply Online Now |
Email this application and your Personal Financial Statement to our Business Lending team
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“Companion Animal Hospital of Waller recently refinanced our commercial loan through Aggieland Credit Union (Greater Texas Federal Credit Union). Larry Hudson and Jason Goodman assisted us through the process. Their professionalism, knowledge of the market and available products, very competitive rates, direct and timely communication, and attention to detail were much appreciated. I would highly recommend Aggieland Credit Union to any colleague or business for your financial needs.”
- Gig Em’, Jason McFarland D.V.M.
Frequently Asked Business Loan Questions
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Do I have to be a member to apply for a business loan?
Yes, you need to be a member to apply for a business loan. But becoming a credit union member is quick and easy. You can register by opening a savings account online or in a branch. What’s more, you can open a business checking account at the same time.
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What do I need to apply for a business loan?
The required documentation and information varies a bit depending on the loan you apply for. But in general, you’ll need to share some basic personal and business information like:
- Your Name and the businesses’ name.
- Your street address and phone number.
- Your date of birth, social security, and Tax ID number.
- Details about the type of business you own and operate, including the date of inception, any employees you have, and the operating structure of the business.
- Financial details like your annual net profit, annual gross sales, and outstanding financial obligations.
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Once a loan has been approved, how long does it take to be funded?
Our dedicated Business Lending Team will work closely with you to help you secure funding as quickly as possible. Different factors such as the type of loan you apply for and the speed at which we’re able to secure all the documentation needed will affect the overall timeline.
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You can always contact us by emailing businessloans@gtfcu.org or calling us at 800-749-9732.
Additional Business Services
Our goal is to support you as you grow your business. We do that by providing quality products and financial tools that help you save money. See some of these available resources and contact one of our team members for more information.
- Business Checking Accounts
- Business VISA Credit Cards
- Merchant Credit Card Authorization Discounts
- Business Savings Accounts