Person entering card details into laptop

Credit Cards

Credit Cards

Your cable bill is due, the car needs an oil change and it’s your niece’s birthday. Use your Cash Back Card to make those routine purchases and watch the rewards roll in! The Cash Back program is an automatic feature of your card, so choose this card for all purchases and start earning!


Credit Card Benefits

No matter what your need or preference, Greater Texas Credit Union has a credit card to fit your lifestyle. All credit cards come with:
  • $0 Annual Fee
  • No higher interest rate on cash advance or balance transfers
  • Contactless technology
  • Falcon Fraud detection and prevention features to protect you
  • Visa Account Updater
  • Verified by Visa® online purchase protection
  • Discounts from Visa merchants
  • Easily replaced if lost or stolen - Call 877-703-5978

Card Benefit


Purchase

Balance Transfer

Cash Advance

Fee

Greater Texas|Aggieland Credit Union Visa Card Images
Greater Texas|Aggieland Credit Union Visa Card Images

Cash Back VISA

Looking for a cash back card? This rewards card gives you cash back based on your purchases.

Learn More

Apply Online

16.99% -
18.00%
Annual Percentage Rate
16.99% -
18.00%
Annual Percentage Rate
16.99% -
18.00%
Annual Percentage Rate
$0
Annually
Greater Texas|Aggieland Credit Union Visa Card Images
Greater Texas|Aggieland Credit Union Visa Card Images

Preferred Rate VISA

This all-purpose credit card provides a low interest rate with no annual fee.

Learn More

Apply Online

Application and Solicitation Disclosure


12.99% -
17.99%
Annual Percentage Rate

12.99% -
17.99%
Annual Percentage Rate

12.99% -
17.99%
Annual Percentage Rate
$0
Annually
Greater Texas|Aggieland Credit Union Visa Card Images
Greater Texas|Aggieland Credit Union Visa Card Images

Share Secured VISA

This card allows you to receive a major credit product based on the amount in your savings.


16.00%
Annual Percentage Rate, Fixed

16.00%
Annual Percentage Rate, Fixed

16.00%
Annual Percentage Rate, Fixed
$0
Annually

Greater Texas|Aggieland Credit Union Visa Card Images
Greater Texas|Aggieland Credit Union Visa Card Images

Business VISA

Do you own a small business? This card offers a low interest rate with no annual fee

Learn More

Apply Online

16.49% -
18.00%
Annual Percentage Rate

16.49% -
18.00%
Annual Percentage Rate

16.49% -
18.00%
Annual Percentage Rate
$0
Annually
Falcon Fraud Protection is an automated fraud detection service that monitors plastic card purchases.
Lost or stolen credit card call 877-703-5978.

Lending Notice

Application and Solicitation Disclosure
All unsecured loan applications may require additional review and verification during the application process.
No loan applications will be considered until membership applications have been completed and all information including identification verified.


Apply NowCheck Application StatusBalance Transfer Request


What to Expect When You Apply


Apply Today!
 
Application and Solicitation Disclosure

How it Works

Swipe your Rewards Card or pay with your mobile wallet wherever you normally shop. Each qualifying purchase* earns a cash back reward. Your cashback rewards will accumulate throughout the year. How much you've earned will appear on your monthly credit card statement so you can keep track of your reward amount. 

Stay connected with the credit union to learn about ways to earn EXTRA cash back throughout the year!

Follow us on Facebook, Twitter, and Instagram to stay up to date!





Frequently Asked Questions

Qualified purchases made with your Greater Texas CU Visa Cash Back Credit Card automatically earn 1% cash back. Those reward earnings are stockpiled and issued back to your CU savings account annually as a rebate. Again, you must be a Cash Back cardholder to earn rewards.
Transactions you perform and authorize at the point of sale, online and over the phone as well as recurring bills charged to your Greater Texas CU Visa Platinum Card are all considered “Qualified Purchases” which will earn 1% cash back.
Cash advances, ATM withdrawals, balance transfers, unauthorized or fraudulent charges and fees or premiums of any kind are not “Qualified Purchases”.
Rewards will be paid by the end of the year based upon activity between the previous November through October of the current year.

When a credit card account is closed, all reward earnings become void and are surrendered. However, if a credit card is closed and replaced due to unauthorized use all reward earnings are transferred over to the new credit card account.
Reward earnings cannot be transferred, “gifted” or paid to another account holder. Earnings will only be paid into the savings account directly associated with the credit card.
Your annual rewards payout is not considered taxable income and does not have to be reported as such. Greater Texas will not generate or send out a 1099 tax form with regard to credit card reward payouts.




















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