Your cable bill is due, the car needs an oil change and it’s your niece’s birthday. Use your Rewards Card to make those routine purchases and watch the rewards roll in! The ScoreCard CashBack program is an automatic feature of your card, so choose this card for all purchases and start earning!
Credit Card Benefits
No matter what your need or preference, Greater Texas Credit Union has a credit card to fit your lifestyle. All credit cards come with:
$0 Annual Fee
No higher interest rate on cash advance or balance transfers
EMV chip technology
Falcon Fraud detection and prevention features to protect you
Accepted worldwide and no foreign exchange fees
Visa Account Updater
Verified by Visa® online purchase protection
Discounts from Visa merchants
Easily replaced if lost or stolen - Call 877-703-5978
Looking for a rewards card? This rewards card gives you cash back based on your purchases.
New member applicants may not be eligible for unsecured loan applications for a period of 90 days. All unsecured loan applications may require additional review and verification during the application process. No loan applications will be considered until membership applications have been completed and all information including identification verified.
Swipe your Rewards Card or pay with your mobile wallet wherever you normally shop. Each qualifying purchase* earns a cashback reward. Your cashback rewards will accumulate throughout the year. How much you've earned will appear on your monthly credit card statement so you can keep track of your reward amount.
Stay connected with the credit union to learn about ways to earn EXTRA cash back throughout the year!
Qualified purchases made with your Greater Texas CU Visa Platinum Credit Card automatically earn 1% cash back. Those reward earnings are stockpiled and issued back to your CU savings account annually as a rebate. Again, you must be a Platinum cardholder to earn rewards.
What is a "Qualified Purchase"?
Transactions you perform and authorize at the point of sale, online and over the phone as well as recurring bills charged to your Greater Texas CU Visa Platinum Card are all considered “Qualified Purchases” which will earn 1% cash back.
What is not considered a "Qualified Purchase"?
Cash advances, ATM withdrawals, balance transfers, unauthorized or fraudulent charges and fees or premiums of any kind are not “Qualified Purchases”.
When will I receive my reward earnings?
On October 31st of each year, Greater Texas will tally up your reward dollars over the previous 12 month earning period (which begins on November 1st of the prior year) and make a lump sum deposit directly to your CU savings account. Rewards are paid once a year and cannot be paid early or “rolled over”.
How may I track my reward earnings?
Each month, the reward earnings will be posted on your credit card statement. You may also visit www.scorecardrewards.com to keep track of earnings and transaction history (website registration required).
What happens to my earnings if my credit card account is closed?
When a credit card account is closed, all reward earnings become void and are surrendered. However, if a credit card is closed and replaced due to unauthorized use all reward earnings are transferred over to the new credit card account.
Can I split my earnings or give them to another account holder?
Reward earnings cannot be transferred, “gifted” or paid to another account holder. Earnings will only be paid into the savings account directly associated with the credit card.
Do reward earnings count as taxable income?
Your annual rewards payout is not considered taxable income and does not have to be reported as such. Greater Texas will not generate or send out a 1099 tax form with regard to credit card reward payouts.