Truly Free Checking

Keep your money, it's yours!

At Aggieland Credit Union we know you work hard for your money, so why would we charge you outrageous fees like big banks do? As a federal credit union, we proudly provide our members with affordable, comprehensive products and services.

 

Our truly free checking account requires no monthly service fees and no minimum balance requirement. It’s what a free credit union checking account should be -- 100% free!


In addition, our free checking account offers other features like:

Open An Account Today!


About Aggieland Credit Union

As a not-for-profit financial institution, Aggieland Credit Union has proudly been serving Texans since 1952, with the goal of offering an array of financial products and services to optimize growth and encourage financial stability. We consider the financial wellbeing of our members to be a top priority.

 

Other Personal Banking Products & Services

Apart from our conveniently free checking accounts available to our members, we also offer additional banking services and solutions to fulfill your financial needs.


Health Savings Account

Health expenses can become quite expensive without the right coverage. With Aggieland Credit Union, you’re able to afford an alternative to traditional health insurance with a tax-advantaged Health Savings Account to ensure that your medical bills are taken care of when you need it most.

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Savings Account

Our no monthly service fee regular savings account allows you to put cash away for a rainy day while earning dividends. From saving for a much-needed vacation to simply planning ahead in order to avoid tight cash flow situations, we have you covered.
 

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IRA

Whether you’re self-employed or already have an employer-sponsored plan in place, saving for retirement is easy with our free Individual Retirement Account. You can never save too much for when it’s time to put your feet up and relax.
 

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Money Market Account

Enjoy the benefits of a savings and checking account with our no monthly service fee Money Market Account. This account enables you the opportunity to earn higher interest rates compared to a regular savings account in addition to the option of withdrawing funds up to six times per month.
 

Learn more


Invest in your financial future with banking services from Aggieland Credit Union.

 

Check Rates

 

Manage Your Money With A Free Checking Account

 

With Aggieland Credit Union on your side, you don’t have to go out of your way or spend money to gain access to a free checking account. Instead, you can earn paid dividends and manage your money easily and conveniently with 24/7 access to online and mobile banking access from anywhere.

  • Dividends paid monthly
  • No monthly service fee
  • No minimum balance requirements
  • Free bill pay


See how much you could save by switching today!
Aggieland Credit Union
Wells Fargo
Bank of America
Chase

Monthly Fee: Checking

FREE

$10

unless requirements are met

$12

unless requirements are met

$12

unless requirements are met

NSF Fee

$26

$32

$35

$34

Stop Payment

$26

$31

$30

$30

Money Order

$1

$5

NOT OFFERED

$5

Teller/Cashier Check

$3

$10

$10

$8

Outgoing Wires

$15

$30

$30

$35

Non-Institution ATM

$1
(5 free/month)

$2.50

$2.50

$2.50

Bill Pay

FREE

FREE

FREE

FREE

Overdraft Protection Fee/Transfer

$3

$12.50

$12

$5

(6 free/month)

Monthly Fee: Savings

FREE

$5

unless requirements are met

$8

unless requirements are met

$5

unless requirements are met

Savings Account Minimum

$5

$25

$100

$25


Additional Banking Tools & Resources

At Aggieland Credit Union, we believe in providing the necessary resources to our members so you can make sound financial decisions on your journey towards building financial wellbeing.
 

Open A Free Credit Union Checking Account

Your hard-earned money should go towards the things you enjoy. No need to spend it on outrageous fees and service charges when free checking accounts from credit unions really do exist!

Open An Account Today!