Credit Cards

Find Your Perfect Match

Whether you're earning rewards, saving with a low rate, or building credit, we've got a card that fits your needs.

Pinnacle

Welcome to the Top

Get 3% cash back on groceries, dining, and fuel, plus 2% on everything else. 
 
Perfect for everyday spenders who want higher rewards across the categories they use most 

WHATS IN IT FOR YOU

  • 3% cash back on groceries, restaurants, and fuel¹
  • 2% cash back on all other purchases¹ 

  • Flexible redemption options

Ascent

Earn on Every Purchase

Get rewarded for everyday spending with unlimited 1.5% cash back.
 
Perfect for everyday spenders looking for simple, rewarding benefits 

WHATS IN IT FOR YOU

  • Unlimited 1.5% cash back on purchases, no limits or rotating categories

  • Easy reward redemption options, including statement credit or deposit into your checking or savings account

Momentum

Low Interest. Big Savings.

Carry a balance with confidence and save more with a consistently low APR.
 
Perfect for carrying a balance and saving on interest 


WHATS IN IT FOR YOU

  • One of our lowest APRs to reduce interest charges

  • Same low rate applies to purchases, balance transfers, and cash advances

  • A smarter choice for long-term financing or larger purchases

Foundation

Build Credit Confidently

A credit card experience with the control and structure you need.
 
Perfect for building credit with financial control 

WHATS IN IT FOR YOU

  • Backed by your savings for guaranteed approval

  • Build positive credit history with responsible use

  • Enjoy the same convenience and security as our other Visa® cards
$0 Annual Fee
 
18.00% Variable APR on Purchases, Balance Transfers, and Cash Advances
$0 Annual Fee
 
18.00% - 18.00% Variable APR on Purchases, Balance Transfers, and Cash Advances
$0 Annual Fee

14.50% - 18.00%
Variable APR on Purchases, Balance Transfers, Cash Advances
$0 Annual Fee
 
16.00% Fixed APR on
Purchases, Balance Transfers, Cash Advances
 
 
 
 

A Credit Card That Works for You-Not Against You
Managing your finances shouldn't be stressful. Whether you want to earn cashback on everyday purchases, save with a low-rate card, or build your credit the smart way, Greater Texas Credit Union credit cards offer the flexibility, security, and convenience you need.

Choose your card and apply in minutes—no surprises, just smart choices. 

Why Our Credit Cards Make Life Easier

We get it—traditional credit cards can be a hassle. Ours are built to simplify your life with straightforward features and real benefits: 
  • No Annual Fee
  • Same Low Rate on purchases, balance transfers, and cash advances
  • Contactless Payments for faster, secure checkouts
  • Built-in Fraud Protection to help keep your account safe
  • Verified by Visa® for secure online shopping
  • Exclusive Discounts from participating Visa merchants
  • Extra Perks from Visa® like Roadside Dispatch, Dovely Uplift, and Sofar Sounds
  • Lost Your Card? Replacements are easy—just call 877-703-5978
Falcon Fraud Protection is an automated fraud detection service that monitors plastic card purchases.
Lost or stolen credit card call 877-703-5978.

Lending Notice

All unsecured loan applications may require additional review and verification during the application process.
No loan applications will be considered until membership applications have been completed and all information including identification verified.