Fee Schedule

Effective February 12, 2025. Fees subject to change.

Checking Account Fees
Essentials Account	$10 per month
Overdraft Privilege Pay (ODP)	$32 per occurrence
Returned/NSF/Overdrawing/Clearing Item	$32 per occurrence
Stop Payment Request	$32 per occurrence
Check Copy	$2 per copy
Check Printing	Quote upon request
Temporary Checks	$1 per 4 checks

Credit Card Account Fees
Cash Advance	1% of total advance Fee minimum $2, maximum $30
Late Payment	$30 per payment

Gift Card Fees *
Inactivity Fee (after 12 months of inactivity)	$5 per month

*Note, the credit union no longer issues gift cards

Loan Account Fees
External Account Payment via Contact Center	$20 per payment
Loan Payment Transfer via Contact Center	$10 per payment
Late Payment	Indirect Borrowers: 5% of payment Member Borrowers: 20% of interest owed
Skip-A-Payment	$35 per payment

General Fees
Account Statement Copy	$6 per statement
Replacement Debit, Credit, or ATM Card	$5 per card
Foreign ATM	$1.50 per withdrawal
Expedited Card Delivery	$40 per card
Foreign Currency Transactions	1% of purchase amount
Foreign Currency Exchange	$20 purchase / $10 sell back
Cashier's Check (payable to other than member)	$3 per check
Money Order	$3 per money order + checking required
Outgoing Domestic Wire	$20 per transaction
Account Reconcilement/Research	$25 per hour 1 hour minimum
Garnishment/Levy	$50 per event
Immigration Correspondence	$25 per letter
Letter of Credit	$25 per letter
Non-Member Check Cashing	$10 per check
On-Us Collection Item	$5 per draft
Third-Party Draft Collection	$10 per draft
Early Withdrawal (Christmas Club)	$10 per withdrawal
Returned Mail	$5 per month
Inactive Account Fee (after 12 months + Balance <$100)	$5 per month
Close Account Fee (within 180 days)	$5 per account