Fee Schedule
Effective February 12, 2025. Fees subject to change.
| Checking Accounts | |
|---|---|
| Essentials Account | $10 per month |
| Overdraft Privilege Pay (ODP) |
$32 per occurrence |
| Returned/NSF/Overdrawing/Clearing Item |
$32 per occurrence |
| Stop Payment Request | $32 per occurrence |
| Check Copy | $2 per copy |
| Check Printing | Quote upon request |
| Temporary Checks | $1 per 4 checks |
| Credit Card Account Fees | ||
|---|---|---|
| Cash Advance |
$2 or 1% of the amount of each cash advance, whichever is greater (maximum fee $30) | |
| Late Payment |
Up to $30 | |
|
Foreign Transaction
*Effective January 15, 2026
|
1% of each transaction in US Dollars | |
| Balance Transfer Transaction *Effective January 15, 2026 |
3% of the amount of each balance transfer | |
| Returned Credit Card Payment | Up to $25 | |
| Credit Card Pay by phone with representative | $20 |
| Gift Card Fees * | |
|---|---|
| Inactivity Fee (after 12 months of inactivity) | $5 per month |
*Note, the credit union no longer issues gift cards
| Loan Account Fees | |
|---|---|
| External Account Payment via Contact Center | $20 per payment |
| Loan Payment Transfer via Contact Center | $10 per payment |
| Late Payment |
Indirect Borrowers: 5% of payment
Member Borrowers: 20% of interest owed
|
| Skip-A-Payment | $35 per payment |
| General Fees | |
|---|---|
| Account Statement Copy | $6 per statement |
| Replacement Debit, Credit, or ATM Card | $5 per card |
| Foreign ATM | $1.50 per withdrawal |
| Expedited Card Delivery | $40 per card |
| Foreign Currency Transactions | 1% of purchase amount |
| Foreign Currency Exchange | $20 purchase / $10 sell back |
| Cashier's Check (payable to other than member) | $3 per check |
| Money Order | $3 per money order + checking required |
| Outgoing Domestic Wire | $20 per transaction |
| Account Reconcilement/Research | $25 per hour 1 hour minimum |
| Garnishment/Levy | $50 per event |
| Immigration Correspondence | $25 per letter |
| Letter of Credit | $25 per letter |
| Non-Member Check Cashing | $10 per check |
| On-Us Collection Item | $5 per draft |
| Third-Party Draft Collection | $10 per draft |
| Early Withdrawal (Christmas Club) | $10 per withdrawal |
| Returned Mail | $5 per month |
| Inactive Account Fee (after 12 months + Balance <$100) | $5 per month |
| Close Account Fee (within 180 days) | $5 per account |
| Safe Deposit Box Fees | |
|---|---|
| Drill Safe Deposit Box | $50 + Locksmith Fee |
| Key Replacement | $25 per key |
| 3x5 | $35 annually |
| 3x10 | $50 annually |
| 5x10 | $75 annually |
| 10x10 | $100 annually |
